Customer Service

By calling 279-3269 you will have access to the following services:

•   Balance information.
•   Detail of transactions.
•   Application for account statement.
•   Information and quotation of our services.
•   Personal assistance. 

Additional you can also make your inquiries to the following email addresses:

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Office of Customer Service (by appointment)

• Personalized Customer Service where you can count on:
•  Receipt / delivery of documents, receipts, invoices, appraisals, legal documents, etc.
•  Receipt / Delivery of account statements.
•  General inquiries.

Incidental Account / Escrow Agent Services (escrow account financial agent) 

Through this service it will allow us to act as an escrow agent, in order to keep in bank deposit monies or documents subject to a contract, which will be delivered once the conditions agreed by the parties are met. Benefits for the creditor beneficiary: possession by a reliable third party with license(s) to guard and manage the assets or money subject of the transaction, security and discretion in the handling of the documents or funds, guarantees the delivery of the documents or funds a once the conditions of the contract have been fulfilled, it speeds up the closing of purchase transactions from a technical-legal-financial point of view.  

Escrow is a legal concept describing a financial instrument whereby an asset is held by a third party on behalf of two other parties that are in the process of completing a transaction. The escrow agent holds the funds or assets until it receives appropriate instructions or until predetermined contractual obligations in the promissory purchase and sales contract are fulfilled. Money, funds, documents, shares and other assets can all be held in escrow.

Escrow accounts in this context apply mainly to corporate and/or real estate transactions. Placing the funds in escrow allows the buyer to perform due diligence on a potential acquisition. Escrow accounts also assure the seller that the buyer can close on the purchase. For example, an escrow account can be used for the sale of a property. If there are conditions attached to the sale, such as the passing of an inspection or bank approval for a loan, the buyer and seller may agree to use escrow services. In this case, the buyer of the property deposits a partial payment amount for the property in an escrow account held by a third party. The buyer can proceed with property inspections confident that the funds are there, and the seller will have certainty that the buyer is capable of making the final payment. The net amount in escrow, if any, after all costs and expenses, is then transferred to the seller once all the conditions for the sale are satisfied, usually the final payment is guaranteed by an irrevocable promissory letter of credit issued by local banks.

Buying a corporation or a property can be a complicated process, one that most people are generally unprepared for and don't really understand, and there is no problem with that. There are a lot of different nuances to buying and selling an asset from the offer, to the asset inspection and due diligence, getting that loan approval, plus all the legal documents and processes involved, including but not limited to, private documents, notary documents and public registry, amongst others. 

Your escrow agent will oversee this entire escrow process, so don't be too concerned if you don't understand every detail. However, in any transaction where you're putting so much on the line financially, it's a good idea to have at least a basic idea of what's going on and that is why we provide this customer service division to explain the entire process and provide continued support and services from day one until the day of closing. 

Registered Customer

To be an official client of Panama Finance Law & Co. one must at least be able to prove a document and/or contract between you and the company, where they both sign reflecting the specific service contracted and provided.